The FP&A model of record

Git for the financial models your business runs on.

Stop losing your model in v30. Version it, diff it, and remember why it changed.

Version, diff, and remember the why behind every Excel model - without leaving Excel. A live data layer underneath, and an AI that reasons over your model and won't invent a number.

Free for one analyst  ·  No credit card, no implementation

v30 committed
Diff: EBITDA +14.3%
Quarterly forecast · model of recordEditing v29
Revenue growth4.0%
v28
v29
current plan
v30
Diff · v29 → v30
Revenue growth4.0% 6.0%+50%
Four-Wall EBITDA$2.10M $2.40M+14.3%

Why · Raised growth on the new-store ramp. - Dana, Mar 14.

Lives inMicrosoft ExcelQuickBooksSquareXero
The graveyard

Your model is lost in v30 - and nobody remembers what changed from v25.

Broken links. A folder of Budget_FINAL_final_v3 files. No record of which assumption moved, or why. That is not a dashboard problem - it is a model-lifecycle problem, and it is where FP&A actually lives.

"Which version is current?"

Five files named final, three people editing copies, links breaking on every move. The plan of record is whatever someone last emailed - and nobody is sure.

"Why did the number change?"

EBITDA moved $300K between board decks and the reasoning is gone. The judgment that built the model - the most valuable thing FP&A produces - evaporates with each save-as.

Build

It builds the analysis. You bring the judgment.

The agent writes a variance bridge, a live forecast, a 13-week cash flow, and a fully linked 3-statement model - directly in your sheet, as formulas off your own cells, every figure validated and the balance sheet tying out. Not a chatbot that talks about your numbers; an analyst that builds with them.

OperatorIQ · Microsoft Excel
Built for the models finance actually runs - not just clean demo P&Ls.
GL-level detail
Reads general-ledger and account-coded workbooks, not just a summary P&L.
Multi-entity roll-ups
Consolidated statements and per-business-unit breakouts.
Ties out to the cent
Every bridge, forecast, and 3-statement reconciles - or it tells you exactly where it does not.
Remember

Commit a version. See exactly what changed. Remember why.

The whole lifecycle, inside the workbook you already use. No rebuild, no migration, no leaving Excel.

Version control
v30current planDana
v29downside casePriya
v28board baseDana

One model, every version - reopenable in any workbook. The file never existed.

Diff · assumptions + outputs
Growth+50%
New-store count8 → 11
EBITDA+14.3%
COGS %no change

Every commit diffs the inputs you moved and the outputs they drove - to the cent, never invented.

Decision memory
"Raised growth to 6% on the new-store ramp; held COGS - vendor contract locks through Q4."
Dana · committed v30 · Mar 14
The AI won't bluff
It reasons over your model and tells you when it can't tell - instead of inventing a number.
What you get

The system of record for how your numbers were built.

Everything the spreadsheet graveyard lacks - version control, diffing, lineage, and the reasoning - wired into the Excel you already work in.

Model lifecycle
Version, diff, lineage

Git for your models. Every commit captures the assumptions, the outputs they drove, and the why - with a canonical current plan.

v28
v29
v30 ·
Metric layer
Names that don't break

Reference net_revenue by name, not cell B14. Links stop breaking; the data lives in OperatorIQ, not the workbook.

Trust
An AI that won't make up numbers

A deterministic engine owns every figure; the fine-tuned model only phrases the analysis - and abstains rather than guessing. Self-hostable on Enterprise.

Excel-native
No rip-and-replace

Lives inside Excel as an add-in. No migrating to a proprietary platform, no consultants, no implementation project. Start in minutes.

Data layer
Live actuals underneath

QuickBooks, Square, and Xero reconciled into one canonical P&L and pulled straight into your model. Forecast off real numbers, not stale pastes.

Model check
Catches what breaks your model

Before you trust a model, OperatorIQ scans it for the errors that hide in spreadsheets - broken references, hardcoded overrides, runaway assumptions - and flags each with the cell and the reason.

Built to be trusted

An AI that won't make up your numbers.

OperatorIQ runs on a fine-tuned FP&A model that, on held-out tests, produced zero hallucinated figures and honestly said "I can't tell" on incomplete data - beating frontier models that don't.

Every figure it cites is owned by a deterministic engine, not the model. For finance, that is the whole game: the analysis is only worth anything if you can trust the number.

0
hallucinated figures on the trust benchmark
4
linked model types - variance, forecast, cash flow, 3-statement
Excel
where it lives - no rip-and-replace
<5 min
from install to your first versioned model
Your data

Your financial data stays yours.

OperatorIQ was built for finance, where trust in the numbers is the whole job - so we treat your data the same way.

It lives in your Excel

OperatorIQ is an add-in, not a platform you migrate to. Your working models stay in your own files.

You control what is stored

We keep versioned model snapshots - your assumptions and the why - and only the data you connect or explicitly upload. Encrypted at rest, on US infrastructure, and deletable from your account.

Connections you can revoke

QuickBooks, Square, and Xero connect through their official OAuth - OperatorIQ never sees your password, only a token you can revoke anytime. It reads your financials to build your analysis and never writes to your books.

The AI never authors a number

A deterministic engine owns every figure; the model only phrases the analysis, and abstains rather than guessing. Your data is sent to the model only to phrase results, our AI provider does not train on it, and Enterprise can self-host the model so nothing leaves your environment.

Auditable by design

Every model change is versioned with who, what, when, and why - a real audit trail, not a black box. SSO (SAML / OIDC) on Team; SCIM and audit logs on Enterprise.

Read the full security & data-handling overview →  ·  Questions from your security or procurement team? help@myoperatoriq.com - we will walk them through it.

For teams

One record for your whole finance team.

A model belongs to the team, not one laptop. Every builder works from one shared version history and one canonical current plan - and every change is stamped with who made it and why. No more "which file is final?" or five people editing copies.

Builders each hold a seat; Team adds free viewer seats for the people who only need to follow along - your CFO, the board, cross-functional partners.

Shared history · Q3 forecast
v30current planDana ·
v29raised growth on new storesPriya
v28board base caseMarcus

Every version, every author, one current plan - a real audit trail across the team.

Pricing

Free for one analyst. $79 a seat for teams.

Free for one analyst - no credit card. Scale by the seat, no implementation, no annual contract, no sales gate. The enterprise platforms hide their price; we don't.

Why us

Built by an FP&A analyst, for the analysts drowning in Excel.

I'm Michael Allison. I do FP&A for a living at Driven Brands - the largest automotive services company in North America - where my own models lived in a graveyard of versions with no memory of what changed or why. I built OperatorIQ to be the tool I wanted: version control, diffing, and decision-memory, without ever leaving Excel. Want to talk first? My email is below.

Get started

Start free, or talk to a real person.

Tell us about your team and we'll get you set up - usually same day. Or skip straight to the interactive demo, no login required.

No spam. No obligation. We reply same day.

Your models deserve a memory.

Version, diff, and remember the why - free for one analyst, no credit card, no implementation. Live on the Microsoft AppSource store now.